Terms of Service

These Terms of Service (“Terms”) govern your use of aismartagents.com, our free resources, and our services (together, the “Services”), provided by AiSmartAgents.com, a British Columbia, Canada company (“we”, “us”). By using the Services you agree to these Terms.

1. Services

We are a boutique AI consulting firm. We advise on, design, build and train teams on custom AI systems for businesses that depend on leads, sales and marketing, and we run the Founding Producers Circle, a coaching and template membership for life insurance producers. Paid work is governed by a separate written service or enrollment agreement, which takes priority over these Terms if the two conflict.

2. Engagement and payment

Fees, billing periods and deliverables are set out in your service or enrollment agreement. Founding Producers Circle membership is billed annually or monthly according to the plan you choose. Fees are due in advance unless we agree otherwise in writing.

3. Your responsibilities

You agree to give us accurate information, timely feedback, and the access we reasonably need to deliver the Services. You are responsible for having the right to share any documents or data you give us, and for your own carrier, licensing and regulatory obligations.

4. Intellectual property and client data

Documents, data and knowledge bases you provide remain your property. We keep each client’s materials separate and never reuse them for other clients. Once you have paid in full, deliverables created specifically for you (such as your configured AI system, website and custom content) are licensed to you for your business use. We keep ownership of our general tools, frameworks and templates, and we may reuse them only where they contain none of your data.

5. No guarantee of results

We design the Services around sound practice, but business results depend on factors outside our control. We do not guarantee specific outcomes, lead volumes or revenue, except as expressly stated in a written program-specific guarantee (for example, the Founding Producers Circle guarantee, whose conditions are set out on its pricing page and enrollment agreement).

6. Free resources

The AI Money Pit report and our other free resources are educational. They are provided “as is”, without warranty, and are not legal, compliance or professional advice. You are responsible for your own industry and regulatory obligations and for not entering customer personal information into consumer AI tools.

7. AI outputs

AI systems can produce answers that are incomplete or wrong. A licensed professional must review any coverage, eligibility or claims-related output before it is relied on or shared with a client. We use reasonable care in selecting and configuring third-party AI tools, but we don’t warrant that any output is accurate or fit for a particular purpose.

8. Limitation of liability

To the extent the law allows, our total liability for any claim relating to the Services is limited to the fees you paid us in the three months before the claim. We are not liable for indirect or consequential losses. Nothing in these Terms limits liability that cannot be limited by law.

9. Termination

Either party may end paid Services as set out in the service or enrollment agreement. Fees for work already performed remain due.

10. Governing law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada that apply there, without regard to conflict-of-law rules. This does not remove any consumer protection that the law of your home province or state gives you.

11. Changes to these Terms

We may update these Terms. We’ll change the “Last updated” date when we do, and continued use of the Services after that means you accept the updated Terms.

12. Contact

Questions about these Terms: [contact email], or by mail to [mailing address].